FinanceAdvisor

There are plenty fancy ideas out there for personal budget planners. You can use them on your computer or on handheld devices. They sound like awesome little gadgets except it gives you the idea that owning one will mean you’ll somehow have tons of extra money. Excel has one of those programs that let’s you graph everything out or plot your progress on pie charts. While they seem fancy and look cool, you can’t make a silk purse out of a sow’s ear, as my grandmother used to say. In other words, if you don’t have the money to spend, a fancy budget planner won’t help you very much. continued…

Budgeting your money can be difficult. With so many expenses and random, unexpected purchases, trying to accurately track your finances can make your head spin. In this article, we’ll give you a basic format for tracking your budget so that you can save money. continued…

Money is tight, but you know that you should be supporting charities. How do you plan your budget in a way that gives a little back?

Choose your Donation Style continued…

If you would like to get all your accounting and bookkeeping services done for 20, 15, even as low as ten cents on the dollar, then this article will show you how.

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Although most people don’t know it, there is a billion dollar worldwide industry called the barter or “trade” industry. continued…

Recent studies have shown that Americans are spending less money on necessities than ever before. Yet, more Americans are also in debt. The unspoken fact that makes both those statements true is that Americans are spending more and more money on luxury items. Experts recommend creating a budget and sticking to it to avoid debt, but most people find that difficult to do without feeling deprived. However, there are a few things that you do quite painlessly to stay within set spending limits. continued…

You talk about a question without an answer! But, I’m going to try to answer it anyway.

First, when we are talking about setting an exact dollar amount for groceries for each family that asks, that’s almost impossible. What we can do is allot a portion (percentage) of our income for food. continued…

Americans are deeper in debt than ever before. While medical bills account for a significant portion of this debt, much of it is simply the result of spending more than you make. The only way to know how well you are doing is to create and track a budget. continued…

Even before last week’s announcement from Sony (SNE), it seemed nearly certain that company’s dominance in the PlayStation 2 generation of video game consoles would give way to a much more level playing field for the PS3 generation. This time around, Sony faces much stiffer competition from both Microsoft (MSFT) and Nintendo (NTDOY). continued…

Financial statements both report on a firm’s position at a point in time and on its operations over some past period. However, their real usefulness lies in the fact that they can be used to help predict the firm’s future earnings and dividends as well as the risk factor of these cash flows. From equity investor’s viewpoint, predicting the future is what financial statement analysis is all about. From management’s viewpoint, financial statement analysis is useful both as a way to anticipate future conditions and, more important, as a starting point for planning actions that will influence the future course of events for the firm. continued…

Investing in real estate? Thinking about buying new equipment for your business? The depreciation you take on your tax return can turn into a significant tax benefit. But you need to make some complex calculations. Fortunately, Microsoft Excel can help. continued…