Cost Management Section

The Costs Of Filing Bankruptcy


If you’ve been thinking of filing bankruptcy, read this article beforehand to make sure you know all the potential costs involved. continued…

Accounting Outsourcing Nitty-gritty That You Need To Know


Are you dreading about clearing the accounting and bookkeeping work which has piled up in your desk in view of the approaching tax season? Simply opt for accounting outsourcing to deal with the issue with ease and perfection. This is the simplest way for accounting firms and CPAs to deal with heavy workload to meet customer demand during the peak tax season. continued…

Equipment Leasing Blunders That Can Cost Your Firm A Mint


Rod McHenry, the financial vice president of a document imaging company, thought he had great cause for celebrating. He had signed an unbelievable $370,000 lease proposal covering computer servers, workstations, software and other networking equipment. McHenry believed he had snared an incredible lease rate, capping off weeks of negotiating an acceptable equipment price with the equipment vendor.
continued…

Convenience Can Be Costly - Understanding Cash Advances


You’ve just opened your credit card bill and attached to your statement you find a ‘convenience check’ included. It may already be filled out with a dollar amount such as $300, $500, or even $1,000. Your mind fills with ideas of what you could buy with this ‘instant’ money. A new summer wardrobe, a nice dinner and tickets to a concert, a weekend getaway.
continued…

Low Cost Gifts From The Heart


Gifts should come from the heart, not your pocketbook! Coming up with gift ideas on a budget may seem difficult at first. Put some thought into your gifts and you will be rewarded not only with lower costs but more practical, useful, gifts for the recipient.
continued…

Free Credit Report - A Website Typo Could Be Costly


In 2003, Congress passed the Fair and Accurate Credit Transactions act (FACT), which made it possible for consumers to obtain a copy of their credit report for free. In fact, the legislation makes it possible for consumers to obtain one free report from each of the three main credit bureaus – Experian, Trans Union, and Equifax, per year.
continued…

Payday Loans - Ways To Keep Your Costs Low


Payday loans offer a fast and easy solution to financial emergencies. But, costs can add up if you don’t pay the loan off or borrow excessive amounts. To use payday loans wisely, follow these tips.
continued…

Industry Regulation And Recent Legislation


A number of states from coast to coast are attempting to impose further regulations on the payday loan industry, but without much success in many cases. Consumers of payday loans have generally argued against more stringent measures and limitations, that would limit their access to payday loans. And, in the meantime, the payday loan industry continues to grow, both in the numbers of loans issued and the dollar amounts of loans issued.
continued…

Cost Averaging… It Makes Sense (Dollars & Cents)


It’s no secret that the market goes UP…the market, goes DOWN. That’s the basics of Investing 101.

For many of us the shape of the market day to day has about as much influence on our lives as the time of the tides that day. But for investors - especially first time investors - it can be a rollercoaster of heart racing highs and stomach churning lows. Every movement is being carefully reviewed and if it turns down then investors with itchy feet jump out.
continued…

The New Way To Lower The Cost Of Health Insurance


It seems that every day there is an article about the rising cost of health insurance, the high number of people with no health insurance, and our system of financing medical care which is broken and needs repair or replacement.
continued…